L&T Finance Ltd., a leading non-banking financial company, announced on Monday the launch of two flagship corporate social responsibility projects in Gujarat’s Valsad district, reinforcing its commitment to sustainability.
The projects, Digital Sakhi and Jalvaibhav 2.0, will operate in Kaprada block, targeting the region’s tribal population.
Digital Sakhi to Drive Inclusion
Under the Digital Sakhi program, 50 rural women will be trained as community leaders. They will promote digital financial literacy across 87 villages, reaching about 200,000 beneficiaries over four years.
The initiative will also support 300 women entrepreneurs through training and mentorship. The goal is to expand their micro-businesses and create stronger local enterprises.
Since its launch in 2017, Digital Sakhi has trained over 2,070 women leaders across the nation. It has reached 5.7 million people and enabled women to access social and government schemes worth more than ₹25 billion.
The project is currently active in the states of Karnataka, Kerala, Tamil Nadu, Bihar, Uttar Pradesh, West Bengal and Rajasthan. The program focuses on Sustainable Development Goal 5, or Gender Equality, where women from rural communities are identified and extensively trained in DFL, leadership, and technology.
Jalvaibhav 2.0 Targets Farmers’ Livelihoods
The Jalvaibhav 2.0 project aims to address water scarcity and promote soil conservation. The program will also promote climate-smart farming practices.
Spanning 10 villages in Valsad, it aims to benefit over 5,000 farmers. LTF stated that the project would improve incomes by replenishing water sources and building resilience against climate stress, which is central to the company’s sustainability strategy.
Since 2015, Jalvaibhav has covered 144 villages in Maharashtra and Karnataka. More than 65,000 farmers have benefited from better access to water and training in sustainable agriculture.
“Our CSR initiatives create meaningful change in rural India,” said Sudipta Roy, LTF’s managing director and CEO. “Digital Sakhi empowers women to lead digital and financial transformation, while Jalvaibhav 2.0 supports farmers and builds resilience.”
Apurva Rathod, company secretary and chief sustainability officer, said the Gujarat launch marks the first time both projects have been introduced together in one district. “This integrated approach creates a synergistic effect, amplifying our impact on communities,” she said.
Focus on Sustainable Growth
The company said both projects align with its long-term sustainability strategy and India’s national “Viksit Bharat” vision. By combining women’s empowerment with resource management, LTF aims to deliver holistic development and measurable sustainability outcomes.
L&T Finance, headquartered in Mumbai, has been rated AAA domestically and holds BBB ratings from S&P Global and Fitch. The company serves more than 260 million customers across India as part of its Lakshya 2026 plan to expand its retail finance operations.
